Down Payment Assistance

In partnership with local home builders, our Community Development Department administers the Down Payment Assistance program to help individuals and families purchase a home.  

To qualify for down payment assistance, applicants must have a minimum credit score of 640. This ensures that participants have demonstrated a responsible financial history, positioning them for successful homeownership. Applicants must have a household income below 80% of the Area Median Income (AMI) for their specific household size. A detailed income limit chart is available below.

For more information on the Down Payment Assistance Program, contact Marianne Collins at (712) 890-5356 or [email protected].

Household Size 80% AMI Income Limits
1 person $56,400
2 Person $64,450
3 Person $72,500
4 Person $80,550
5 Person $87,000
6 Person $93,450
7 Person $99,900
8 Person $106,350

Transforming Dreams into Reality: These homes were purchased by Council Bluffs residents through the Down Payment Assistance Program, paving the way for brighter futures and stronger communities.

COMING SOON: Turn the Paige Homes and NeighborWorks Home Solutions will have townhomes available in spring 2024 on Paige Lane in the Hillside Estates neighborhood.

Hillside Estates (3)
Hillside Estates (2)
Hillside Estates (1)
1212 17th Ave